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Sacramento Real Estate: The Real Numbers – Q1 2026
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Sacramento Real Estate: The Real Numbers – Q1 2026

Jake Lyons, Broker & Co-OwnerJanuary 15, 2026

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~6.2%
Mortgage Rates
down from 7%
+20%
Inventory YoY
more choices
30-45
Days on Market
properly priced

The Headline

The market has shifted. We're no longer in the frenzy of 2021 and 2022. But we're not in a crash either.

We're in what I'd call a "soft seller's market" — homes priced right still move in 30 to 45 days, but overpriced listings are sitting. Mortgage rates have settled into the low sixes, down from nearly 7% last year. More inventory means more choices for buyers and a bit more patience required from sellers.

Area-by-Area Breakdown

Sacramento City

Median Price
$494,000
YoY Change
+2%
~35 days

The most affordable entry point in the metro area with steady, sustainable growth.

Roseville

Median Price
$644,000
YoY Change
+1.4%
~45 days

Buyers have more leverage here than they've had in years.

Rocklin

Median Price
$685,000
YoY Change
+3.5%
Hot: Whitney Ranch

Newer areas like Whitney Ranch are outperforming older central Rocklin neighborhoods significantly.

Granite Bay

Median Price
$1.3M
YoY Change
+6%
~20 homes/month

Luxury is holding strong, but inventory remains tight.

What This Means for You

If You're a Buyer

  • You've got more options and more time than you've had in three years
  • Don't panic-bid — take your time to find the right property
  • Do your inspections thoroughly
  • Negotiate — sellers are more willing to work with you

If You're a Seller

  • Price it right from day one — this is critical
  • The days of listing high and waiting for a bidding war are over
  • Homes priced correctly are still selling
  • Expect a normal timeline of 30-45 days

On the fence? Rates are stable. The spring market is coming. Now's actually a good time to get your strategy together.

Questions About Your Neighborhood?

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Whether you're thinking about buying, selling, or just curious about your home's value—we're happy to run the numbers with you.

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